Smart Track Your Financial Freedom
Tom Noble 
What is a Promotional (Bonus) CD Rate? A promotional (bonus) CD rate is a certificate of deposit that offers a higher-than-normal annual percentage yield (APY). It is also known as a bonus or special CD. These promotional CD rates are often offered to draw in new clients by the banks and credit unions. Although they … Read more
Introduction Health insurance provides coverage to the person who is buying it for him/ her and their families and it pays for medical expenses incurred by the insured person and their insured family members. It is a critical component of financial planning and personal well-being, yet it remains a complex and often misunderstood subject. As … Read more
Capital markets are global marketplaces where buyers and sellers exchange assets like fixed-income securities and stocks. They play a crucial role in the economy by enabling businesses to access capital for growth and development while providing investors with opportunities to earn returns on their investments. Think of it this way: When a company wants to … Read more
Life insurance is a financial product designed to provide monetary support to your loved ones in the event of your untimely demise. It serves as a safety net, ensuring that your family can maintain their standard of living, pay off debts, and cover any other financial obligations. Your insurance company pays a certain amount to … Read more
When it comes to purchasing a home, there is 30-year vs 15-year mortgage loans. Each has its own set of advantages and disadvantages, and understanding these can help you make an informed decision that aligns with your financial goals. In this article, we will explore the structure of these loans, qualification criteria, pros and cons, … Read more
What is an Auto Loan? An auto loan is a financial product that allows individuals to borrow money to purchase a vehicle. The loan is typically secured by the vehicle itself, meaning that if the borrower fails to make payments, the lender can repossess the car. Auto loans are a popular way to finance a … Read more
9 Basics Steps To Finding and Purchasing Your First Home Buying your first home is considered one of the biggest milestones, both in life and in regard to your finances. It’s a big commitment, and there’s a good chance this will be the largest purchase you’ve made to date. As you prepare, here are the steps … Read more
In our analysis, the best IRA accounts offer a large selection of low-cost mutual funds and ETFs, helpful retirement planning tools, educational guidance and strong customer support. The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors … Read more